Do you have questions about our Female Guard program?
We have the answers.

Female Guard is an insurance that offers various benefits following a diagnosis of female breast, cervical, uterine, and ovarian cancer.

This coverage is provided under an individual plan. To be eligible, you must have female reproductive organs, be a resident of Puerto Rico, and be between the ages of 18 and 64.

Coverage can be extended until you reach 69 years of age, provided you continue to make the corresponding monthly premium payments, and the premium is up to date at the time of requesting benefits.

Visit the Coverage Information section for more details.

Caribbean American Life Assurance Company (CALAC) is the underwriter of this coverage. CALAC, their subsidiaries, and affiliates operate in Puerto Rico under the name of Assurant®.

To be eligible, you must have female reproductive organs, be between the ages of 18 and 64 years old and live in Puerto Rico.

There are no health questions or medical exams required to determine eligibility.

Visit the Home section of this website and you will find a calculator that will indicate the monthly premium cost according to the plan you select and your age range.

Your fixed monthly premium payment will be debited from the selected deposit account or credit card entered on the enrollment process. The charge will appear on your monthly account statement.

In 5 to 7 business days, a welcome package containing your Certificate of Insurance and Product Summary page will be mailed to the address we have on file for you.

If by any reason you don’t receive this package, contact our Customer Service department at 1-800-981-8888 Monday through Friday from 8:00 am to 5:00 pm.

Your application may have been denied because you did not meet our eligibility requirements or because you already have Female Guard coverage.

Yes, you can cancel at any time.

The Insurance Code requires that you notify us in writing your interest in canceling the policy. Please also include your full name, address, product you wish to cancel and certificate or policy number.

You can send us the letter:

By email: [email protected]

By mail:
Assurant
PO Box 195167
San Juan, PR 00919

We offer you different options so you can safely request an update to your information:

By sending an email to: [email protected]

By sending a letter by mail to:
Assurant
PO Box 195167
San Juan, PR 00919

By calling:
1-800-981-8888
Monday through Friday 8:00 am to 5:00 pm

Your insurance coverage automatically ends at the earliest of the following:

• unpayment;
• the date after the grace period of 31 days has lapsed and you still haven’t made your premium payment;
• the date of your death;
• the date when you turn 69 years old;